Friendly and approachable

With many years’ experience in the financial services industry, we believe in providing outstanding service to our clients delivered in a clear and straightforward manner whilst ensuring that we always deliver on our promises.

Here are just some of the areas we cover:

  • Pensions
  • Protection
  • Savings
  • Investments
  • Inheritance Tax

Whatever your plans are for the future – providing for your family, securing your retirement or passing your wealth to future generations – we can help you find the right solutions for your needs. Our clients enjoy working in close partnership with us, and value our genuine interest in helping them achieve their financial goals.

Stuart Cardozo

I established my career in financial services early, joining the industry immediately after graduating from Edinburgh University. After 5 years working for GAN and then Canada Life, I became an Independent Financial Adviser in 2000, working with a couple of independent firms in Edinburgh. Then in March 2009 I took the plunge and my wife and I set up our own firm SWC Independent Ltd, with the aim of providing financial advice to our growing bank of private and corporate customers.

Our main aim is to provide client relationships based around personal contact with an adviser. The role of the adviser is to clearly understand your goals (Where are you going and when do you want to be there?) and provide coaching and advice on how best to achieve them. I pride myself as having established a firm with honesty, integrity and client interest as its cornerstone.

In his spare time, I like to stay sharp practising karate and am a keen golfer. I also walk my dog and drive my daughters wherever they need to go.

Want to know more?

To find out more, please call us on 0131 535 1067 or email us at